Finance Sweden represents banks and financial institutions established in Sweden. Our aim is to contribute to a sound and efficient regulatory framework that facilitates for banks to help create economic wealth for customers and society.
Finance Sweden has, together with Finance Denmark and Finance Finland, published joint policy recommendations urging the European Commission to strengthen the competitiveness of European banks while safeguarding financial stability and avoiding unnecessary overregulation.
Hans Lindberg, CEO of Finance Sweden, comments: “Competitiveness is built through smart regulation; we need to regulate for growth, not only risk. As the Commission reflects on Europe’s banking competitiveness, it is crucial to draw on real-world experience. The Nordic perspective offers concrete lessons from markets that combine resilience, innovation and trust.”
Market shares in the Swedish banking sector shift over time, and customer mobility is high. Swedish banks are cost-efficient, and mortgage interest rates are low compared to those in other countries. These are some of the key findings in a new report by Copenhagen Economics, which analyzes banking competition in Sweden.
CEPS (Centre for European Policy Studies) has studied the Swedish capital market and what lessons can be learned for the EU's reforms through the Savings and Investments Union.
