Finance Sweden represents banks and financial institutions established in Sweden. Our aim is to contribute to a sound and efficient regulatory framework that facilitates for banks to help create economic wealth for customers and society.
The banks’ security organisations conduct an annual industry-wide threat identification and assessment based on the banks’ operations. A threat consists of an ability, a will and an opportunity.
The banks’ specialists when it comes to physical security, identification, cybersecurity, information security, fraud, card security, money laundering, outsourcing, sanctions, cash and security protection contribute to the report.
The threat assessment is divided into a number of areas, concluding with an assessment of the risk and threat level. Measures that banks cannot implement themselves are listed as requiring action by politicians and authorities.
Finance Sweden has, together with Finance Denmark and Finance Finland, published joint policy recommendations urging the European Commission to strengthen the competitiveness of European banks while safeguarding financial stability and avoiding unnecessary overregulation.
Market shares in the Swedish banking sector shift over time, and customer mobility is high. Swedish banks are cost-efficient, and mortgage interest rates are low compared to those in other countries. These are some of the key findings in a new report by Copenhagen Economics, which analyzes banking competition in Sweden.
CEPS (Centre for European Policy Studies) has studied the Swedish capital market and what lessons can be learned for the EU's reforms through the Savings and Investments Union.
